This is one beautiful saddle. It is a complete set that includes headstall reins and breastcollar. All matching and all have silver except the reins. You can't find a better deal for the quality of these items. The leather is soft and pliable. The suede shows very little wear. Loving the touches of rawhide to accent the chestnut color. This set won't be around long so go ahead and get this beauty for next year's show season.